How and When to Freeze Your Credit
“Be very careful, then, how you live—not as unwise but as wise.” (Ephesians 5:15, NIV84) That is how the good steward ought to operate with what has been entrusted to him or her! In the
Two Ways to Get Out of Debt
Listen to President Tim Russell and Pastor Drew Gysi explore this topic here. Debt Snowball vs Debt Avalanche More often than not, in Life Institute’s Stewardship Lifestyle Seminar that we hold in churches all across the country, we speak with
How Government Debt Impacts You
If you’d like to hear President Tim Russell and Pastor Drew Gysi discuss this topic, please click here. Proverbs 27:23-27 (ESV) says, "Know well the condition of your flocks, and give attention to your herds, for
Should You Consider Refinancing Your Mortgage?
What to consider. Are you considering refinancing your mortgage? Perhaps you want to shorten the term of your home loan. Maybe you have an adjustable-rate mortgage now and want to refi into a fixed
Interest Rates and Your Mortgage
With the Federal Reserve keeping interest rates at or near zero, you may wonder about your mortgage. Is it a good time to refinance or even pay off the debt entirely? After all, your
Managing Money as a Couple
When you marry or simply share a household with someone, your financial life changes—and your approach to managing your money may change as well. The good news is that it is usually not so
“Backdoor” Roth IRAs
If you make too much money to open a Roth IRA, you could create one this way. You can sum up the appeal of a Roth IRA in three words: federal tax benefit. Potential earnings
Why Having a Financial Professional Matters
A good professional provides important guidance and insight through the years. What kind of role can a financial professional play for an investor? The answer: a very important one. While the value of such
Pullbacks, Corrections, and Bear Markets
What’s the difference? What do these terms mean for you? The COVID-19 outbreak has put tremendous pressure on stock prices, prompting some investors to blindly and indiscriminately sell positions at a time when the entire
Roth IRA Conversion in the Era of COVID-19
Is it right for you? The COVID-19 pandemic has shaken up nearly every aspect of American life. To say it’s been a difficult time would be an understatement. However, difficult times may open doors to